Each article is a section. They are usually numbered. Depending on which part of the contract that you are in, you will see terms that will relate to your coverage options. You will need to understand what your coverage options are. You will need to understand which contractors are covered under your warranty. There are going to be articles and subsections that may not be related to your coverage options.
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You have protection in knowing that you and your family are covered in an accident or home emergency. That peace of mind is well worth investing into. When you buy your warranty, you will have a window in which you can decide if the warranty is for you. You have a chance to review it, usually 30 days from the signing date, and decide if it will be enough or if you will need an extended warranty. Of course, you can decide if you want to use it at all. The concern should be on the appliances, the home systems, and the contractors.