costco home warranty plansTheir services and policies are complete crap. Avoid them and go through your home owner's insurance or sock money away in an account earmarked for home maintenance and repairs. The fact remains that many are skeptical about the home warranty idea. It seems like something that simply is not necessary and it does not really help all that much. This attitude is quite common. A home warranty can help to cover the costs of repairs and replacements of major appliances in your home. If something breaks down, you will only have to pay a small deductible instead of the entire cost that you might have had to pay on your own. By paying an annual fee, you will be covered in the event of a number of problems. If you don't have a lot of money to spare or you are looking to sell your home, a home warranty makes sense to help offset costs that you cannot afford. Plus, when you advertise a home warranty as a part of a home sale, you might attract more buyers. If you’ve ever taken a good look at your air conditioning unit, you may have noticed a small dripping line on the outside.